TimeSaver Account

TimeSaver Account

Saves you time and money!

If you need regular and unlimited access to the funds in your account to make day to day payments and the convenience of electronic banking, TimeSaver is right for you!

Interest will be calculated and paid quarterly on balances of $100 or more. Interest will be credited to account on 24th March, June, September and December.

Here are the features of your TimeSaver account Here are the benefits of your TimeSaver account

FREE OneCard (LINX Card)

Enjoy convenience of 24/7 access to account via the Blue Machine

Get access to the largest ABM network locally

Obtain flexibility to pay for goods and services at LINX merchants nationwide no need to carry cash!

Get immediate access to funds in an emergency

FREE OneCard wallet

Protects your OneCard from damage

FREE and instant access to your account(s) with RepublicOnline, RepublicMobile App or RepublicMobile SMS banking.

No need to leave home! With electronic banking, you can:

  • check your account balances (including credit card and VTM card balances)
  • transfer funds between self-linked Republic Bank accounts
  • pay credit card and utility bills

and much more!

FREE Quarterly Statements

Keep track of your account balance

Conduct unlimited auto transfers for a flat fee of $6!

Make regular monthly payments on time, all the time, without the hassle!

Receive no charges for standing orders to other Republic Bank accounts

No restrictions on deposits

Build that nest egg in no time!

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Interest Rate Service Fees Guide
Current Rate: 0.15% paid quarterly on the 24th of March, June, September and December on balances of a $100.00 and over A flat monthly service fee $15.01 is charged on the 24th of every month. If your account is overdrawn, you will be charged $30 and will continue to be charged every thirty (30) days until your account balance returns to a credit position.

Cost of ABM withdrawals at Republic Bank ABMs:

  • Approved- $0.75
  • Declined - $0.75

Cost of ABM transactions at other banks:

  • Approved cash withdrawal - $4.00
  • Declined cash withdrawal - $1.15
  • Approved balance enquiry - $0.75
  • Declined balance enquiry - $0.75

Teller fee of $3.00 apply. Customer allowed one (1) FREE cash withdrawal at the teller per month thereafter, the teller fee will be charged.

What you will need

Before visiting our branches, ensure you have the following documents:

For New and Existing Republic Bank Customers

Two (2) forms of Identification (e.g. National Identification Card, Passport or Driver's Licence)
Recent Utility Bill; Authorization Letter and copy of owner’s ID, if the utility bill is not in your name
Job Letter
Pay slip
Reference Letter (In some cases)
Required Deposit for opening
To ensure that you have all the documents needed to open the account, kindly contact any one of our conveniently located branches before your appointment date. Our friendly branch staff will be happy to assist you.


For Non-Residents or Foreign Based Nationals

Two (2) forms of valid photographic ID
Utility Bill in the customer’s name valid for three (3) months (Telephone, Electricity, Water, Cable/Internet)
N.B. Where the utility bill is not in the customer’s name, the customer can submit the lease agreement, where available, or a letter from the landlord addressed to the Bank.
Proof of income:

  1. Salaried individuals - Job Letter and a recent payslip dated within the last three (3) months
  2. Self-Employed individuals will be required to submit further financials;
    • Up-to-date Audited Financial Statements (for the last three (3) years) OR
    • Management Accounts (for the last three(3) years) OR
    • Statement of Affairs and Statement of Income & Expenditure (these are available at the Sales Department upon request)
    • For a start-up entity*: An opening Balance Sheet & Cash Flow projections
Reference letter from the customer’s bankers abroad (not required where a non-national has proof of legal status and has been residing in Trinidad and Tobago for over five (5) years)
Where applicable, Work Permit/ CSME Certificate/ Other official document granting permission for employment/ Letter of enrollment/acceptance from Institution in Trinidad & Tobago (for Students only)

*Start-up entity refers to entities which have been in operation for less than three (3) years.

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