Republic Bank’s COVID-19 updates


This is where we will provide regular updates on what we are doing to help support and keep you safe during this pandemic.


Weathering this storm with you

Who would have thought that in a few months, simple gestures, such as a handshake or a tender embrace would become taboo? Instead of being close to our friends and family to show how much we love them, we must now physically distance ourselves from them to show how much we care.

Without a shadow of a doubt, COVID-19 has upended our lives in a way that no one could have imagined. Now that the virus has spread to almost every country, infecting over 2 million people, exhausting health care systems and crashing economies, some might say, and rightfully so, that it is too soon to be thinking about life after COVID-19. Sadly, there is no instruction manual or google search to tell us how to deal with our emotions or how to handle a human tragedy of this magnitude, and it is quite understandable that many of us are desperate to regain a semblance of control over our lives. I myself am desperate to return to a sense of normalcy, but like many of you, must remain resolute for those who are within my purview, including my colleagues and you – my extended Republic Family.


At this time, I would like to underscore our commitment to you as we fulfill our responsibility as your financial partners. In March, we introduced several debt alleviation packages to ease your financial burden, including the 6-month moratorium on all loans, waivers of fees and penalties and the reduction of credit card interest rates. I hope that you utilise the full potential of these liquidity alleviation packages as they have been carefully curated to bring ease and assurance to you during these uncertain times. Once the cashflow demands have been ameliorated, let us begin talking about the medium to long term solutions to accommodate your future success. Please email your branch or account manager as early as practical for you.

Part of our mandate has always been to exercise our corporate social responsibility and provide aid to the communities we serve, and while we have expressed our commitment to our clients in overcoming their economic challenges, we also understand the social challenges being faced by the population and the dedicated frontline and health care workers. Recently, we announced that our parent company, Republic Financial Holdings Limited, approved the contribution, equivalent of US$2million, to be shared collectively across all the territories in which it maintains its operations.


While we recognise our critical role in ensuring that essential services remain unaffected, we have made the difficult decision to reduce our branch footprint and services in the best interest of our clients and staff, but assure you that we remain operational to better serve you and satisfy the exceptional customer service you’ve grown accustomed to. I encourage everyone to use this opportunity to join our RepublicOnline community by signing up now at We have simplified the signup process to have the entire transaction completed without leaving the comfort of your home.

While we await guidance from the experts, we will continue to provide assistance, be it financial or otherwise to those we have been entrusted to serve. I trust that you and your family are staying at home and staying safe during these perilous times, and following the guidelines set out by those who are charged with the responsibility of securing our safety. Remember, this too will pass!

On behalf of the Republic Family, our thoughts and prayers are with you all.

Nigel Baptiste
Managing Director

Posted on: April 23, 2020.

At Republic Bank your health and well-being, and that of our staff and communities, are always our main priority. In light of the current COVID-19 pandemic, we assure you that we remain committed to providing the banking services you need in the safest environments possible.

Following the guidelines outlined by the Ministry of Health and the World Health Organization, we have increased the sanitization of all high-traffic touch points at our branches.

As we each do our part in limiting the spread of the Covid-19 virus and in line with the urgings of the authorities around social distancing we request that customers consider minimizing their visits to the bank’s branches where possible by:

  • Utilizing the Bank’s digital and electronic channels
    • RepublicOnline
    • RepublicMobile
    • ATMs
  • Using your debit and credit cards at Point-of-Sale terminals instead of cash
  • Avoiding banking halls if you have flu-like symptoms, contact us at 625-4411 to find out how we may facilitate your banking needs via telephone
  • Postponing transactions if not critical

We encourage you to continue to observe the recommended hygienic practices to help prevent the spread of the virus; and to be mindful of those who may be more vulnerable around you. By observing these practices, you can help protect yourself, your family and your community.

Thank you for your understanding.

Nigel Baptiste
Managing Director

In our ongoing efforts to ensure the health and safety of our customers and staff, we have adjusted our banking hours.

Non-Mall Branches:
Monday to Thursday - 8:00 a.m. - 2:00 p.m.
Friday - 8:00 a.m. - 1:00 p.m. and 3:00 p.m. - 5:00 p.m.

Mall Branches:
Fridays ONLY - Monday to Friday - 10:00 a.m. - 5:00 p.m.

We encourage you to continue practicing the assigned health and safety protocols to stem the spread of COVID-19.

We also remind you that our RepublicMobile App, RepublicOnline, Cardless Cash and Blue Machine ATM services are quick and convenient ways to complete your financial transactions.

Personal customers
  • Debt restructuring will be considered on a case by case basis.

SME, Commercial and Corporate customers
  • Debt restructuring will be considered on case by case basis.

Interest rate adjustment
  • Prime lending rate reduced by 2.25% from 9.75% to 7.50%, effective March 23, 2020.

All our branches are dedicating the first two (2) hours to serve our elderly customers.

In our ongoing efforts to ensure the health and safety of our customers and staff, we have further adjusted our banking services. Effective immediately, until further notice, the following measures are in place:

In Branch Services will be limited to:
  • Cash withdrawals over $5,000.
  • Cash deposits over $10,000 [by personal customers only].
  • Commercial customers will be given a night safe bag in which to place their deposit before handing the sealed bag to the teller. Commercial deposits over $50,000 should be placed in the night safe.
  • Signing of documents.
  • The opening of any new loan, deposit or credit card accounts will be by interviews done virtually / email or phone and customers will only be invited to the Branch for signing of documents as required.
  • Express deposits.
  • Collection of Drafts / Managers Cheques.
  • Limited loan services.
  • Collection of OneCards and credit cards.

All other transactions will NOT be facilitated at this time, including:
  • Changes to accounts.
  • Requests for foreign cash.
  • In-branch queries (customers are to be directed to send an email to
  • Requests to update a passbook (except if teller transaction is involved).

Cash Withdrawals and Deposits
  • Cash Withdrawals under $5,000 - will only be facilitated via the ABM.
  • Cash deposits under $10,000 - will only be facilitated via the ABM or Express Deposit.
  • Cash deposits over $50,000- will only be facilitated via Night Safe.

Cheque Deposits
  • All Cheque deposits to be performed at the ABM of Express Deposit.
  • Manager's Cheques, Foreign Drafts and Wire Transfers.
  • Will only be facilitated by Online Banking Service Requests, or email or phone your Account Manager.

Bill payments / Credit Card Payments
Bill payments / Credit Card Payments will only be facilitated by:
  • Online/Mobile Banking.
  • ABM.
  • Express Deposit.

Remember you can:
1. Use Online/Mobile Banking to:
  • View Account balances and statements.
  • Transfer TT$ funds between Republic accounts.
  • Transfer TT$ funds to local banks.
  • Pay bills, including Credit Cards.

2. Use Point of Sale Terminals for payments up to $10,000.
3. Use Cardless Cash to send up to $1500.00 to anyone with a mobile phone. Funds can then be withdrawn from any one of our conveniently located Blue Machines nationwide, without the use of a card!

Please note that sign-ups for RepublicMobile and RepublicOnline will be facilitated online at

Customers are urged to send all enquiries to or reach out to us on our various social media platforms.

Priority Services to Persons 60 Year Old and Over and the Differently Abled

The first hour of each day will be dedicated to providing banking services to persons 60 years old and over and the differently abled. They will continue to receive priority treatment during the remaining opening hours, in order to decrease the time spent in branches.

Social Distancing

To ensure all clients are afforded a safe environment in which to conduct their banking services, the following measures will be implemented:

  • All non-cash services can be initiated via email at Please note that Republic Bank will NOT send clients any email requiring them to respond sharing any confidential banking details.
  • To make it easier to access our online and mobile banking services, clients can now sign up online for RepublicOnline
  • Clients who require access to safety deposit lockers will be required to email the above address or contact the branch to make arrangements.
  • We're still observing physical distancing. We've placed markers defining the required distance to be kept between individuals in all branches. Please use these guides.

Enhanced sanitization efforts
To ensure a safe environment for clients and staff we continue with our program of daily deep cleaning and sanitization of all locations. We have also provided portable sinks at the entrances to all branches.

Temperature checks, face masks mandatory
Please be advised that temperature scanning is now mandatory at all branches, along with the wearing of masks and hand washing/sanitising.
During this simple and short process, clients will have their temperatures checked by a staff member upon entry. If that check indicates a temperature above 38 degrees Celsius, clients will be asked to step aside and wait 10-15 minutes before a second temperature check is administered.
Once this second test proves to be under 38 degrees Celsius, the client will be allowed to proceed into the branch and conduct transactions accordingly.
We thank you for your understanding and cooperation as we continue to bolster existing in-branch safety protocols and stem the spread of COVID-19.

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