Deposits & Investments Rates & Charges

• TT$ Savings and Chequing Accounts
• Mutual Funds - updated daily
  • Republic Caribbean Equity Fund - TT$
• Foreign Exchange - updated daily
• Loans
• Visa TravelMoney
• US$ Accounts
• Republic Certificate of Deposit
• Euro € Money Market Account
• Euro € Certificate of Deposit
• Mortgage

Type of Account

Interest Rate

Service Fees Guide

A flat service fee of $13.01, which entitles you to unlimited transactions. Fee is applied monthly on the 24th. On overdrawn accounts, $23.00 will be charged and will continue to be charged every thirty (30) days until the balance returns to a credit position.

ABM Transactions at other Banks:

• Approved Cash Withdrawal - $4.00
• Declined Cash Withdrawal - $1.15
• Approved Balance Enquiry - $0.58
• Declined Balance Enquiry - $0.29

Point of Sale Transactions (LINX Purchases) at other Banks merchants/terminals:

• Approved purchase - $0.25
• Declined purchase - $0.50

Two FREE debits per quarter. Thereafter there is a fee of $4.00 per debit. Fee is applied on the 24th of March, June, September and December.

ABM Transactions at other Banks:

• Approved Cash Withdrawal - $4.00
• Declined Cash Withdrawal - $1.15
• Approved Balance Enquiry - $0.58
• Declined Balance Enquiry - $0.29

Point of Sale Transactions (LINX Purchases) at other Banks merchants/terminals:

• Approved purchase - $0.25
• Declined purchase - $0.50

ABM Transactions at other Banks:

• Approved Cash Withdrawal - $4.00
• Declined Cash Withdrawal - $1.15
• Approved Balance Enquiry - $0.58
• Declined Balance Enquiry - $0.29

Point of Sale Transactions (LINX Purchases) at other Banks merchants/terminals:

• Approved purchase - $0.25
• Declined purchase - $0.50

A flat fee of $17.01, which will entitle you to twelve (12) debits. Thereafter, there is a fee of $1.30 per debit. Fee is applied monthly on the 27th.

ABM Transactions at other Banks:

• Approved Cash Withdrawal - $4.00
• Declined Cash Withdrawal - $1.15
• Approved Balance Enquiry - $0.58
• Declined Balance Enquiry - $0.29

Point of Sale Transactions (LINX Purchases) at other Banks merchants/terminals:

• Approved purchase - $0.25
• Declined purchase - $0.50

• Below $15,000 - Nil

• $15,000 to $49,999.99 - 0.10%

• $50,000 to $99,999.99 - 0.10%

• $100,000 to 249,999.99 - 0.15%

• $250,000 and over - 0.25%

Tiered interest is calculated on minimum daily balances of $15,000 or more, and paid monthly, on the last day of each month.

A flat monthly service fee of $7.00 entitles you to unlimited transactions. Should your balance fall below $15,000 at any time within the month, there will be a fee of $17.01, which will entitle you to twelve (12) debits. Thereafter, there is a fee of $1.30 per debit. Fee is applied on the last working day of the month.

ABM Transactions at other Banks:

• Approved Cash Withdrawal - $4.00
• Declined Cash Withdrawal - $1.15
• Approved Balance Enquiry - $0.58
• Declined Balance Enquiry - $0.29

Point of Sale Transactions (LINX Purchases) at other Banks merchants/terminals:

• Approved purchase - $0.25
• Declined purchase - $0.50

• Below $1,000 - Nil

• $1,000 to $4,999.99 - 0.10%

• $5,000 to $14,999 - 0.10%

• $15,000 to $49,999.99 - 0.10%

• $50,000 to $99,999.99 - 0.10%

• $100,000 to $249,999.99 - 0.15%

• $250,000 & above - 0.25%

Tiered interest is calculated on minimum daily balances of $1,000 or more, and paid monthly, on the last day of each month.

No service fee if a minimum balance of $10,000 is maintained. Should your balance fall below $10,000, a flat monthly fee of $11.01 will apply. Fee is applied monthly on the 27th.

ABM Transactions at other Banks:

• Approved Cash Withdrawal - $4.00
• Declined Cash Withdrawal - $1.15
• Approved Balance Enquiry - $0.58
• Declined Balance Enquiry - $0.29

Point of Sale Transactions (LINX Purchases) at other Banks merchants/terminals:

• Approved purchase - $0.25
• Declined purchase - $0.50

TERM

Below $50,000

$50,000-$99,999

$100,000-$249,999

$250,000-$500,000

3 months

0.25%

0.25%

0.25%

0.50%

6 months

0.25%

0.30%

0.35%

0.50%

12 months

0.25%

0.25%

0.30%

0.50%

TERM

US$1,000 - US$9,999

US$10,000 - US$49,999

1 month

0.05%

0.05%

0.05%

6 months

0.15%

12 months

0.20%

0.30%

0.45%

Type of account

Interest Rates

Service Fees

• $500 to $9,999 - 0.05%
• $10,000 to $49,999 - 0.05%
• $50,000 to $99,999 - 0.05%
• $100,000 & Over - 0.05%

• Two (2) FREE withdrawals monthly
• For each additional withdrawal, a fee of US$2.50 applies

• Interest is calculated on cleared balances of US$3,000 and over, and credited to account monthly, on the 27th day of each month - 0.05%

• Flat monthly fee of US$23.00
• For each debit transaction, a fee of US$1.15 applies

Type of account

Interest Rates

Service Fees

• €0.00 - €499.99 - 0.00%

• €500.00 - €999.00 - 0.00%

• €1,000.00 - €49,999.99 - 0.00%

• €50,000.00 - €99,999.99 - 0.00%

• €100,000.00 and over - 0.00%

Interest calculated DAILY on cleared balances and credited on 27th monthly.

• Flat monthly fee of Є11.50 for accounts opened under a Company name
• Companies will be allowed three (3) withdrawals per month
• Each additional withdrawal will cost Є5.50
• No monthly fee will be applied for accounts opened by Individuals
• Individual accounts will be allowed free withdrawals (i.e. there is no limit for withdrawing) 

TERM

€1,000 - €9,999

€10,000 - €49,999

1 month

0.00%

0.00%

6 months

12 months